Critical Illness insurance

Although many people may survive from life-threatening conditions such as cancer, heart attack, stroke, Alzheimer’s disease, etc., some may find that they are unable to return to work or are only able to work in a reduced capacity. The survivor may find that they need to adapt to a different lifestyle with, perhaps, a reduced income. Critical Illness is designed to meet this need, paying out a predetermined lump sum upon the occurrence of a critical illness.

A Critical Illness policy will pay out upon the following:

  • The diagnosis of one of the specified range of illnesses, set at outset
  • The undergoing of one of the specified range of operations or treatment

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