Public Liability & Product Liability insurance

Liability insurance is subject to continual changes as the nature of liability develops, through statute, through the precedent of common law or through changes in court practices.

Under Public and Product Liability insurances, we focus on an organization’s liability under the law for bodily or damage to third party property arising out of its business, whether it’s general operations, the supply of its products or the provision of services.

It is also called Commercial General Liability (CGL) insurance.

Public Liability takes into account liability that arises during the production period whereas Product Liability covers the liability that may arise after production period. Many extensions can be added to tailor made the coverage to each business model and risks.

All businesses, from startups to large commercial operations, should include this coverage to protect the organization from claims resulting from a simple fall injury to more complex claims.

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